2075 Amberjack Ct, Reston
Listing courtesy of EXP Realty, LLC. Contact: 866-825-7169
571-261-8210
The very first step in the home buying process is speaking with a loan officer to discuss which type of loan works best for you as with what price range you should be considering so that you can have your desired monthly payment.
Down payment amount, credit score, and type of loan will all have an impact on what your monthly payment will be. There are a lot of variables that online calculators simply cannot estimate. If working with a Licensed Real Estate Agent, the Agent is able to send a Loan Officer an active home listing that they can use to give you an accurate cost estimate. This allows the loan officer to include taxes, HOA or Condo Dues, as with estimated home insurance. There is no better way to get a monthly payment estimate than to work directly with a local loan officer.
If you are looking to buy a condo, it is important to know what type of loan you will be applying for. For example, FHA and VA loan products will require the condo association to be on a Condo Association Approval List. Condo associations need to meet higher standards for government backed loans. By working with a loan officer and Real Estate Agent, they can proactively check the status of a condo association to confirm if they qualify for government backed loans prior to you viewing a desired home.
Taking out a mortgage loan is a different process than most other loans. There are many variables to consider, as with multiple types of loan products and programs with different guidelines that may change throughout the year. The best practice is to connect with a Local Lender before starting the buying process so that you can get your options outlined to you along with your estimated payments. For one of the most important purchases of your life, it's great to have a good Local Loan Officer and Realtor with you every step of the way.
After graduating from Boston University, I started my career as an analyst for a missile program for Lockheed Martin. My Marine reserve unit was activated after the attacks on 9/11, and after returning I realized I wanted something different from my career. I spent 11 years teaching elementary school in Alexandria, and today I am a senior loan officer who has built my business around serving clients from pre-approval to closing and beyond. With the attention to detail you would expect from a veteran and the devotion found in the best of teachers, I am committed to being there every step of the way with the most important purchase of your life. Whether serving this nation as a Marine or serving our nation's children as a teacher, I have dedicated my life to helping others. It's your home and your dreams; it is our mission to make it an effortless process.
I am a Assistant Vice President /Sr Mortgage Loan officer with Ameris Bank Mortgage . I have been originating mortgages for over 20 years and am licensed to originate in 40 states. Have been a top producer closing the most transactions and have been designated as Presidents club award member consistently for the past 8 years. Have great expertise and experience with unique client situations and ability to understand the expectations, needs of all parties involved in the mortgage financing process . Extremely committed, dedicated ,passionate about my work and love working as a team with my realtor partners and prospective clients to help find the best mortgage that would most benefit them or make homeownership possible. Look forward to working with you. Thank you
With more than 35 years of mortgage lending experience, my clients and referral partners know that a high level of expertise, integrity, and transparency are the most essential factors in a successful mortgage closing. It is crucial your lender is working behind the scenes to ensure there are no unwanted surprises, being responsive to all communications throughout the process, while keeping you informed along the way – that’s what we do! My team works tirelessly to ensure the highest level of service is always received by our clients and partners. Message me with any questions you may have; we are glad to help! Expertise and Specialties: Purchase and Refinance – VA, FHA and Conventional Owner Occupied, Investment properties and Vacation homes
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.